Privacy Policy

SpendWise – Expense Tracker

Effective Date: February 28, 2026

1. Introduction

SpendWise ("we", "our", or "us") respects your privacy. This Privacy Policy explains how our mobile application collects, uses, and protects information when you use the app.

SpendWise is an expense tracking application that allows users to record and manage personal expenses locally on their device.

2. Information We Collect

A. Personal Information

SpendWise does not require user registration. We do not collect personal information such as name, email address, phone number, contacts, or location.

B. Locally Stored Data

All expense records you create are stored locally on your device using SQLite. We do not store your data on external servers, access your financial data, or share your expense records.

You have full control over your data on your device.

C. Advertising Data (AdMob)

SpendWise uses Google AdMob to display advertisements. AdMob may automatically collect certain information, including:

  • Device identifiers
  • Advertising ID
  • IP address
  • Device information
  • Usage data

This information is collected directly by Google to provide personalized and non-personalized ads. For more information, please review Google’s Privacy Policy: https://policies.google.com/privacy

3. How We Use Information

We use information only to:

  • Display advertisements
  • Improve app performance
  • Ensure proper functionality

We do not sell, trade, or share your personal data.

4. Data Sharing

We do not share your locally stored expense data with any third parties. Advertising data is handled by Google AdMob in accordance with Google’s policies.

5. Data Security

Since your expense data is stored locally on your device, it is protected by your device’s security. We do not transmit it over the internet.

However, no method of transmission or storage is 100% secure.

6. Children’s Privacy

SpendWise is not directed to children under the age of 13. We do not knowingly collect personal information from children.

If you believe a child has provided personal information, please contact us.

7. Your Choices

You may:

  • Reset your Advertising ID in your device settings
  • Opt out of personalized ads in your device settings
  • Uninstall the app to remove all locally stored data

8. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be reflected with a new “Effective Date.”

9. Contact Us

If you have questions about this Privacy Policy, please contact:

Email: jaunxentdev@gmail.com